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My wife (of 23 awesome years marriage) and I had a Colonial Penn life insurance policy. She passed away 2/24/24. They probably have the most aggressive promotion in the country. Assured  beneficiaries would receive their benefits. Colonial Penn (not being proactive) took until August to pay me and the mortuary didn't receive it. Now the second, our beloved niece in the Philippines has not received her payment to date. Insurance companies don't care. Promising her on several occasions \"the check is in the  mail \", is that any way to bury a loved one? They don't care. Nick wasn't able to help  me but I knew  he was honest and helped  determine what should be my next approach to solving my problem. Call Nick. I know he can  help. 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